First scene is at the 08:30 mark of where the villainess forces a prostitute to give up all her clothes including her underwear, keep watching at the next sees the heroine arrive and she spots the now naked prostitute trying to hide.

The second scene is actually done as a bit of a laugh, the heroine needs a new outfit as nobody is taking her seriously, she chases a woman down the street shouting "Let me have your clothes!" She obviously gets them as in the next scene she is wearing them.

For those of you saying that there is a third scene of where the heroine mugs a girl for her clothes, then yes I am aware of that scene, however after watching it, I must admit, it has me raising my eyebrows so I won't include the time stamp, only the two above count.
Oh yeah and a full nudity warning.
https://archive.org/details/terminatrix_202206